Walker Insurance Agency

BUSINESS

Business Insurance

At Walker Insurance Agency, we make it our business to stay in step with the needs of our customer. We provide a wide range of solutions that can help you meet the challenges that come your way.

Just like building your business, building an effective insurance program is done in steps. A good first step is working closely with a knowledgeable agent at Walker Insurance Agency.

We specialize in the following select industries.
Artisan and Trade Contractors
Automotive Trades
Commercial Real Estate
Apartment Building & Condominiums
Retail and Service
Restaurant
Wholesale and Distribution
Hotel, Motel, Bed & Breakfast
Non-Profit Organizations

The following products are the tools you will need in developing a sound insurance portfolio. This will provide “peace of mind” in knowing your investment is well protected.

Business Package Policy
Property Coverage
Mobile Equipment Coverage
Crime Coverage
Liability Coverage
Liquor Liability Coverage
Business Auto Policy
Employment Practices Liability Policy
Pollution Liability Policy
Surety Bonds
Commercial Liability Umbrella
Group Heath/Dental Policy
Business Life Policy
Simplified Employee Pension

This is a brief description of available policies and is not a definition of the policy contract. The policy itself should be reviewed for your actual coverage an exclusions.
Please contact our office for additional information.

BUSINESS INSURANCE

Every business has its own unique exposures and challenges. At Walker Insurance Agency and Sound Insurance Group we make it our business to stay in step with the insurance needs of your business. We provide a wide range of solutions that can help you meet the challenges that come your way. Just like building your business, building an effective insurance program is done in steps. Your first step is to work closely with a knowledgeable agent from Walker Insurance Agency who will design a policy that fits your specific needs. Contact our office to arrange for a complete Business Insurance Analysis.

COMMERCIAL INSURANCE COVERAGE PARTS

Business Property
This coverage should include the special form of covered perils and care should be given as to whether Flood and/or Earthquake should be added. The coverage part may include the following:

Buildings

Personal Property

Property of Others

Loss of Earning

Loss of Rents

Computers

Equipment Breakdown

Inland Marine
For mobile property and property off of premise this coverage part may include:

Contractors Equipment Truck Cargo

Employee Tools

Tools and Dies

Crime
Losses may occur from criminal acts of others. The following forms may be needed:

Money & Securities

Employee Dishonesty

Counterfeit Paper

Check Forgery

Liability

Comprehensive General Liability

Garage Liability

Business Owners Liability

If your business is negligent which results in injury to others or damage to others property, these liability parts may need to be included:

Premises	Operations	Completed Operations	Products
Non-owned Auto	Contractual	Personal Injury	Liquor
Garage Keepers	On-Hook	Washington Stop Gap	Watercraft

Professional Liability
Your business may be held responsible for an Error or Omissions in the professional service you provide. This coverage part is essential for Physicians, Attorneys, Real Estate Agents, Lawyers and other professionals

Commercial Auto
The vehicles that are used in conducting your business need to be addressed properly by your commercial insurance. Some of these parts may include:

Owned Auto Liability	Non-owned Auto Liability	Hire & Borrowed Auto Liability
Medical Payments	Un/Underinsured Motorist	Comprehensive
Collision	Towing	Rental Re-imbursement
Broad-form Drive other Care	Hired Physical Damage

Worker’s Compensation Insurance
If your business has employees, worker’s compensation insurance will be mandatory. In the State of Washington the Department of Labor and Industry provides this for employees working in Washington State. If you have locations located in other states then a private worker’s compensation policy will be needed.

Bonds
Many businesses are required to be licensed by the State of Washington or have other bonding requirements:

License Bonds

Performance Bonds

Dishonesty Bonds

Supply Bonds

Commercial Liability Umbrella
Often the liability limit provided by the Business Auto or Comprehensive General Liability Policy is not adequate to protect the business assets. The Umbrella should provide the limits your need with limits from $1,000,000 to $20,000,000.

CONTACT INFO

(360) 658-9800

1029 Cedar Avenue
Marysville, WA 98270

insurance@walkeragency.net

Get Your Free Quote


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