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HOMEOWNERS
 
We can help you protect your Home which is often your highest valued asset. With proper assistance from our qualified staff you can be confident that your policy will:
“Get You Back Where You Belong”
Types of Coverage
Whether you own or rent, there are different policies of home insurance offered to protect your home and belongings. Each package protects against a specified number of perils. Perils are events that cause damage to property. Three examples are fire, windstorm, and theft.
The following are descriptions of the various insurance forms available:
Homeowners
Condominium Town Houses Rental Dwellings
These package policies usually cover the following:
Dwelling - The residential structure….
Contents - Your personal property...(furniture, clothing, etc.)
Other Structures - Separate structures such as detached garages, shops, fences, etc.
Special Property - Jewelry, guns, furs, silver, art (high priced items should be scheduled)
Guest Medical - Provides medical expenses to guests who are injured on your premise.
Personal Liability - Provides defense costs and funds you are legally obligated to pay to others due to your negligent acts.
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